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Qualifying for a VA Streamline Loan

No New Certificate of Eligibility (COE) Required

Since you are still using the eligibility from your original VA loan to apply for the refinance loan, no new Certificate of Eligibility (COE) is required. This eliminates paperwork and makes the refinance process quick and easy. You can either take your original COE to the lender, or your lender can use the VA’s e-mail confirmation procedure instead of obtaining a new certificate.

Credit Check

Although the VA does not require a credit check for streamline refinance loans, Strive Lending will provide a thorough review of your report to check for inaccuracies and provide a current snapshot of your credit profile. This is often standard for lenders doing VA streamline refinance loans. If you’re thinking of applying for a streamline refinance in the near future, it’s a wise idea to pull your credit reports and check for any inaccuracies. If you find any, those inaccuracies should be disputed and taken care of before you start the refinance process.

Use our Streamline Refinance Calculator to see how much you’ll save! 

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